Regency or Alta Key? The two 55+ communities at Babcock Ranch, compared.

Worked example

HOA and CDD figures come from our verified fee data for Babcock Ranch. Mortgage, property tax and insurance are not included.

What the CDD actually is

The Community Development District (CDD) assessment funds the roads, utilities and drainage that were built before the homes. It is billed once a year on your property tax bill, not monthly to an HOA. Part of it is ongoing operations and maintenance; the larger part is debt service that is paid off on a fixed schedule, so it is finite and it declines as the bonds are retired.

Starting prices as of: Regency 2026-09-29 (tollbrothers.com); Alta Key 2026-09-14 (High Point Living pricing sheet).

Will I be living next to construction for years?

Yes, parts of Babcock Ranch are still being built and will be for some time. Inside Regency and Alta Key the work is phased, so ask us which streets are finished and which are still active before you pick a lot. A completed street with a finished street behind it is the quiet choice.

Can I resell in a town this young?

Resales already happen in every neighborhood at Babcock Ranch, and we handle them. A 55+ home in a gated community with its own amenity center sells to the same buyer pool you are in now. We will show you actual resale activity in the community you are considering, not a projection.

Is the CDD a hidden fee?

No, but it is a real one. It shows up once a year on the property tax bill, and part of it is finite debt that declines over time. We put it into the monthly math above so there is no surprise at closing.

How far is the beach and the airport?

Babcock Ranch is inland, east of Punta Gorda. Southwest Florida International (RSW) and the Gulf beaches are a drive, not a walk. We will give you real door-to-door drive times for the routes you care about rather than a marketing radius.

What about doctors and hospitals?

There are medical offices in and around Babcock Ranch, and full hospitals in Punta Gorda and Fort Myers. Tell us what care you need to be near and we will map real drive times to it.

What happened during Hurricane Ian?

Babcock Ranch kept power through Ian in 2022. The town is built to newer codes on higher ground, with buried utilities and its own solar array and storage. That is the reason many of our 55+ buyers chose it.

Are Regency and Alta Key both 55+ communities?

Yes. Both are listed by Babcock Ranch as 55+ active adult neighborhoods. Regency is built by Toll Brothers and Alta Key by High Point Living. Each community sets its own detailed occupancy rules in its recorded documents, which we read with you before you sign.

What is the 55+ age rule?

Federal law requires at least one resident aged 55 or older in at least 80 percent of occupied homes in a 55+ community. The minimum age for other residents and the visitor policy are set by each community's own documents.

What is a land lease at Alta Key?

You buy and own the home outright. The homesite under it is leased from High Point Living on a 99-year term, paid as a monthly lifestyle installment that also covers lawn care, shared spaces and community management.

What is the CDD fee at Babcock Ranch?

The CDD assessment pays for the roads, utilities and drainage built for the town. It is billed once a year on the property tax bill and part of it is finite debt that declines over time. Our calculator shows the exact figure by community and lot.

Can my grandchildren visit or stay?

Visiting is normal in every 55+ community. How long younger guests can stay is set by each community's recorded rules, and we will send you the exact clause for Regency or Alta Key.

Are pets allowed?

Yes in both communities. Breed and number limits, if any, come from the recorded documents, and we check them for you.

Can I resell a 55+ home at Babcock Ranch?

Yes. Resales happen across Babcock Ranch today and we handle them. The buyer pool for a gated 55+ home with its own amenities is the same one you are in now.